With the State Pension continuously falling as a percentage of average earnings it is more important than ever to consider taking personal control to provide an income in retirement. Most people, during their career, accumulate a number of different pension plans. Yet maintaining separate plans can be laborious and complicated – and may lead to lost investment opportunities, exposure to undue risk, higher costs, and more. Getting your pension right isn’t as complicated as it seems, although it involves some important decisions that can be costly if you get them wrong.
Here at Gem Financial Solutions we will firstly meet you to find out about you and your requirements, circumstances and goals, then we will give you a recommendation about what to do, what provider to use and explain why it is suitable for you. Types of Pensions;• Personal pensions
• Auto enrolment/Group P.P.
• Stakeholder pensions
• SIPP’s & SASS’s
• Impaired/Conventional annuitiesFor more information or to book an appointment to discuss your requirements please click here
