All our advisers within GEM Financial Solutions have a tremendous amount of experience and are professionally qualified.,

With over 30 years financial, mortgage and protection experience. We strive to maintain our professional high standards of service and outstanding ethics in the way we treat our clients.

Our offices is based in Carmarthen which offers comfortable and private consultation rooms.

We have qualified experienced advisers who are able to discuss all aspects of Financial Planning with you.

Gareth Morgan is the founder and Director of Gem Financial Solutions. He is qualified to the new DipPFS standard and will shortly be aiming for chartered status. Gareth has an agricultural background and also has a property portfolio of his own.

Clive Humphreys is a Mortgage and Protection Adviser. Prior to this Clive ran his own successful business.